MEDICARE'S BASELINE COVERAGE FOR HOSPITAL STAYS
As healthcare costs continue to
rise—with the average hospital
stay for seniors costing around
$2,847 per day—HII offers a
layer of protection against
financial strain
However, it’s not without
controversy, as some view it as a
limited-benefit “junk” plan that
may be oversold or
misunderstood
This article explores HII in depth,
from Medicare’s baseline hospital
coverage to the pros, cons, and
practical considerations for
beneficiaries.